Is a chargeback appropriate for an issue with a subscription where the services were never provided?

I’m undecided if that is the appropriate place to ask however right here it goes.

I bought a gymnasium membership by contract through a office profit portal. Because of laziness and different excuses it took me just a few months to truly activate it.

By the point I did activate it, because the membership wasn’t by way of the gymnasium itself and because of the sheer incompetence of the gymnasium proprietor he didn’t know methods to activate it and insisted that I used to be incorrect and that I didn’t have a membership after I had already been paying the month-to-month quantity. At this level I get assist concerned the place there have been just a few forwards and backwards emails that declare to resolve the difficulty however the gymnasium proprietor nonetheless doesn’t know what to do.

Subsequent, I bought the office profit portal concerned since one in all their distributors was slacking. No cube right here both as a result of apparently the profit place ghosted them together with telling them if I wish to get a refund I’ve to ask immediately (I’ve now requested immediately and guess what, they ghosted me too).

I do know that is most likely unwise however I had arrange auto draft as a result of it was a contract and I didn’t wish to get any shock collections quantities for not paying.

So at this level I’m taking a look at choices for getting at the least a few of my a refund. Is a chargeback acceptable for this situation? In that case, is there a time restrict on it? Earlier than anybody asks I’m not going to be trying to recoup the quantity from earlier than I even tried to activate the membership, simply from the literal months when the assist case was pending.

Thanks upfront and I recognize your recommendation!!