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Hello all,
I feel I’m going to be on the boarder for going over Roth IRA earnings restrictions subsequent yr. Is there a draw back to going the backdoor route as a result of I’m pondering of going backdoor simply in case I am going over earnings restrict. Additionally, to do the backdoor I simply put 6500 into a standard Ira after which as soon as the funds settle roll them into my Roth IRA proper? Nothing too sophisticated.
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