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Gianna Licari has an epic Barbie assortment and loves the whole lot pink, however she’s powerful with regards to getting what she desires. The 23-year-old Chicago native graduated a 12 months early from the College of California, Los Angeles, then set her sights on shifting to the nation’s capital.
“My dad was a D.E.A. agent again within the Eighties, and I at all times needed to comply with in his footsteps working in authorities,” Ms. Licari mentioned.
At first, she labored remotely from her mother and father’ Chicago house to economize. “I couldn’t kick down doorways,” she mentioned, “however my first job was within the F.D.A.’s Workplace of Ethics and Integrity.”
In July 2023, she was excited to maneuver east for a brand new job with the federal government, regardless that she didn’t know anybody within the Washington, D.C., space. Her first precedence: determining how she may purchase a spot moderately than overpay for a neighborhood rental. She set her funds at $300,000, however was primarily centered on maintaining month-to-month funds below $2,500.
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“Stock for something in that value vary was actually low within the fall of 2023, and it’s nonetheless low,” mentioned Chris Kuchnicki, an agent with the Keri Shull Staff at eXp Realty in Arlington, Va. “Something you could find often sells quick.”
Since Ms. Licari doesn’t personal a automotive, transportation choices and walkability had been necessary. She regarded for listings inside a 10-minute stroll of Metro stations all through the area.
“To seek out one thing I may afford, I regarded farther and farther away from town in Maryland and Virginia,” she mentioned. “I didn’t love the thought of an hourlong commute, however I additionally was decided to purchase moderately than waste cash on lease.”
She deliberate to make use of her financial savings and her wage to finance a purchase order, and didn’t wish to ask her mother and father for assist with the down fee.
“Gianna appeared like a chief candidate for first-time house purchaser help applications, so I had her ship her paperwork to a lender certified with these applications,” Mr. Kuchnicki mentioned. “Lots of people aren’t conscious that they will qualify for house purchaser help. The earnings limits are larger than they notice.”
In the long run, the search got here down to 3 condos.
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